Questions, including the awkward ones

No. The section is Wis. Stat. § 632.375(2)(a), which bars an insurer from making coverage conditional on a particular contractor or repair facility and puts the choice of shop with the consumer.

That is our paraphrase. The section itself is set out word for word, in the serif and with its History line, on the rights page — read that rather than this.

It should not be. § 632.375(2)(b) addresses exactly this: an insurer may not drag out its investigation of a repair claim because of which facility is doing the work. The wording itself is on the rights page.

If it does slow down, keep dated notes of who said what. That is the single most useful and cheapest thing a consumer can do.

Get clear of traffic, call it in and get an incident number, photograph far more than the damage, exchange details, and do not discuss fault. The full list is on the first forty-eight hours.

It matters, because storage accrues daily wherever it lands and moving it later is paid for twice. Ask where it is going before it goes, and say where you want it if you already know.

Nobody can honestly say before teardown. What can be said in advance is which stage usually moves the date, and it is almost always parts lead time rather than labour. After an agreed supplement, a date becomes a real date.

Because a new panel finished only to its own edges will read as a different colour in daylight. Blending into the neighbouring panel puts the transition where the eye cannot find it. Section 103.

Real, and the one most often left off. A camera behind a replaced windscreen or a radar behind a replaced bumper can be misaimed and still report itself healthy, with no warning light at all. The manufacturer publishes which repairs require calibration and you can ask to be shown that requirement. Section 104.

Rental coverage has a daily limit and a total limit, and a long repair runs into the second one. Find out both in the first week rather than the third.

Because it is the only thing on this site you can check without trusting us. Everything else a shop website says — years of experience, quality, care — is unverifiable by design.

By the typeface. Anything quoted from the Wisconsin Statutes is set in a serif and carries its section number and History line. Everything we wrote is set in a sans. That is enforced in the site’s code: the function that renders a quotation refuses to render one without a citation.

Because we have not verified their current operative wording against the statute book. Rather than paraphrase confidently, the site names what the section is about and tells you where to read it. The disclaimer explains.

None were supplied, so none are shown. The about page carries the complete list of what this site does not claim, which is longer than what it does.

As configured right now, no — no analytics, no advertising tag, no third-party font, no embedded map, no chat widget, and therefore zero requests to anybody else’s servers. The cookie policy is generated from the site’s own configuration, so it cannot become untrue quietly.